Credit Cards for People with Bad Credit

The following credit cards may be able to help build, rebuild, or re-establish your credit if you make ontime payments with all of your creditors and maintain your account balances below the credit limits. We offer credit cards and debit cards for those who have trouble getting a credit card because of their poor credit history.

A popular bad credit credit card is the Imagine Gold MasterCard. With this card, you are approved regardless of your credit history! That means no credit score turndowns. It also features quick online decision, cash advance access, and reports to the major credit bureaus. Choose from both secured and unsecured credit card offers below and apply online today to get the credit you deserve.

Please review the credit card offer information below and click on "Apply Now" to learn more or apply for one of the Credit Cards for People with Bad Credit by filling out a secure online application.

1. First PREMIER Bank MasterCard®/Visa®

Low APR on purchases
Reports monthly to 4 major credit bureaus
A credit card for those with less than perfect credit
Quality customer service
Accepted where you see the MasterCard® or Visa® logo
See application for complete terms & conditions
First PREMIER Bank MasterCard®/Visa® Review
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A* N/A* 9.9%* $48* N/A* Bad Credit OK

2. Continental Finance Gold MasterCard®

Rates as low as 9.75% APR*
Unsecured MasterCard accepted at millions of locations worldwide
Monthly reporting to the major credit bureaus
Free online access
Excellent online tools for managing your finances
Semi-annual credit limit increases*
Continental Finance Gold MasterCard® Review
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A* N/A* 9.75%* $25* N/A* Bad Credit OK

3. First PREMIER Bank Gold MasterCard®/Visa®

A credit card for those with less than perfect credit
Low APR on purchases
Reports monthly to 4 major credit bureaus
Quality customer service
Decisions in less than 60 seconds!
See application for complete terms & conditions
First PREMIER Bank Gold MasterCard®/Visa® Review
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A* N/A* 9.9%* $48* N/A* Bad Credit OK

4. Orchard Bank Classic MasterCard®

Acceptance at millions of locations worldwide, including website purchases and reservations
Your account information is updated and at your fingertips 24/7 so you can manage it your way
Email and text messages to remind you of your upcoming payment due date with online enrollment
Orchard Bank Classic MasterCard® Review
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 6 Months* 14.90%* $49* N/A* No Credit OK

5. Cash Yes MasterCard®

$370 available credit the moment you get your card
Cash advance - get cash when you need it
Reports monthly to the major credit bureaus
Credit limit increases available
Automated payment plan - help minimize late fees
Unsecured MasterCard® accepted at millions of locations worldwide
Cash Yes MasterCard® Review
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A* N/A* See Terms* $96* N/A* Bad Credit OK

6. Bank Freedom Prepaid MasterCard®

$0 activation fee - no conditions!
$0 monthly fee with direct deposit!
100% guaranteed approval* - no credit check
Free unlimited purchase transactions
Free direct deposit - no more check cashing fees
No late fees, no interest fees, no NSF fees
Bank Freedom Prepaid MasterCard® Review
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A* N/A* N/A* None* N/A* No Credit OK

7. Rewards 660 (Rewards660) Visa® Card

$300 starting credit limit
No fee credit limit increases
Fast online response
Initial payment of $40 required before account can be used
Not available in Iowa, New York or Wisconsin
Current cardholders cannot open a second account
Rewards 660 (Rewards660) Visa® Card Review
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A* N/A* 19.92%* $48* N/A* Bad Credit OK

8. Centennial Gold MasterCard®/Visa®

Low APR on purchases
Reports monthly to 4 major credit bureaus
A credit card for those with less than perfect credit
$50 credit limit increase by making your first 2 minimum payments
Quality customer service
See application for complete terms & conditions
Centennial Gold MasterCard®/Visa® Review
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A* N/A* 9.9%* $48* N/A* Bad Credit OK

9. Salute Visa Gold Card

Quick and easy online application
We don't check credit
No employment verification
All credit types welcome to apply
Cash advance access
Guaranteed approval*
Salute Visa Gold Card Review
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A* N/A* N/A* See Terms* N/A* Bad Credit OK

10. Centennial® MasterCard®/Visa®

Low APR on purchases
Reports monthly to 4 major credit bureaus
A credit card for those with less than perfect credit
Quality customer service
Accepted where you see the MasterCard® or Visa® logo
See application for complete terms & conditions
Centennial® MasterCard®/Visa® Review
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A* N/A* 9.9%* $48* N/A* Bad Credit OK

11. Continental Finance MasterCard®

Get your application results in seconds
Monthly reporting to the major credit bureaus
Free online access
Excellent online tools for managing your finances
Semi-annual credit limit increases*
No minimum monthly income requirements
Continental Finance MasterCard® Review
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A* N/A* 19.92%* $50* N/A* Bad Credit OK

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* Please see the credit card online application for details about terms and conditions of each credit card offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuer's web site.
Security Note: All Credit Card Applications Feature Secure SSL Technology.

1. First PREMIER Bank MasterCard®/Visa®
	Low APR on purchases Reports monthly to 4 major credit bureaus A credit card for those with less than perfect credit Quality customer service Accepted where you see the MasterCard® or Visa® logo See application for complete terms & conditions First PREMIER Bank MasterCard®/Visa® Review

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A*	N/A*	9.9%*	$48*	N/A*	Bad Credit OK

2. Continental Finance Gold MasterCard®
	Rates as low as 9.75% APR* Unsecured MasterCard accepted at millions of locations worldwide Monthly reporting to the major credit bureaus Free online access Excellent online tools for managing your finances Semi-annual credit limit increases* Continental Finance Gold MasterCard® Review

3. First PREMIER Bank Gold MasterCard®/Visa®
	A credit card for those with less than perfect credit Low APR on purchases Reports monthly to 4 major credit bureaus Quality customer service Decisions in less than 60 seconds! See application for complete terms & conditions First PREMIER Bank Gold MasterCard®/Visa® Review

4. Orchard Bank Classic MasterCard®
	Acceptance at millions of locations worldwide, including website purchases and reservations Your account information is updated and at your fingertips 24/7 so you can manage it your way Email and text messages to remind you of your upcoming payment due date with online enrollment Orchard Bank Classic MasterCard® Review

5. Cash Yes MasterCard®
	$370 available credit the moment you get your card Cash advance - get cash when you need it Reports monthly to the major credit bureaus Credit limit increases available Automated payment plan - help minimize late fees Unsecured MasterCard® accepted at millions of locations worldwide Cash Yes MasterCard® Review

6. Bank Freedom Prepaid MasterCard®
	$0 activation fee - no conditions! $0 monthly fee with direct deposit! 100% guaranteed approval* - no credit check Free unlimited purchase transactions Free direct deposit - no more check cashing fees No late fees, no interest fees, no NSF fees Bank Freedom Prepaid MasterCard® Review

7. Rewards 660 (Rewards660) Visa® Card
	$300 starting credit limit No fee credit limit increases Fast online response Initial payment of $40 required before account can be used Not available in Iowa, New York or Wisconsin Current cardholders cannot open a second account Rewards 660 (Rewards660) Visa® Card Review

8. Centennial Gold MasterCard®/Visa®
	Low APR on purchases Reports monthly to 4 major credit bureaus A credit card for those with less than perfect credit $50 credit limit increase by making your first 2 minimum payments Quality customer service See application for complete terms & conditions Centennial Gold MasterCard®/Visa® Review

9. Salute Visa Gold Card
	Quick and easy online application We don't check credit No employment verification All credit types welcome to apply Cash advance access Guaranteed approval* Salute Visa Gold Card Review

10. Centennial® MasterCard®/Visa®
	Low APR on purchases Reports monthly to 4 major credit bureaus A credit card for those with less than perfect credit Quality customer service Accepted where you see the MasterCard® or Visa® logo See application for complete terms & conditions Centennial® MasterCard®/Visa® Review

11. Continental Finance MasterCard®
	Get your application results in seconds Monthly reporting to the major credit bureaus Free online access Excellent online tools for managing your finances Semi-annual credit limit increases* No minimum monthly income requirements Continental Finance MasterCard® Review