Credit Cards for Balance Transfers

Apply online for a credit card with 0% Introductory Percentage Rate (APR) on balance transfers. By getting the right credit card, you can transfer your higher interest rate balance to a credit card that offers 0% APR for up to 12 months, which means you pay no interest for 1 year as long as the minimum payments are made every month. You can save hundreds of dollars in interest charges.

Most of the credit cards with 0% APR on balance transfers are for those with good or excellent credit. We do not provide balance transfers for secured credit card applications and credit card applications for unsecured credit cards with bad credit. If you don't have good credit, please apply for a credit card for people with bad credit.

Please review the credit card offer information below and click on "Apply Now" to learn more or apply for one of the Credit Cards for Balance Transfers by filling out a secure online application.

1. Citi® CashReturns(SM) Card

Earn a full 1% cash back on every purchase
Get a 20% bonus on the cash back earned on all purchases for the first 12 months
Checks will be sent automatically every time you earn $50 - no calling necessary
0% APR* on balance transfers for up to 12 months
No annual fee
Citi® CashReturns(SM) Card Review
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* Up to 12 Mons.* As low as 9.99%* None* Yes* Good Credit

2. Citi® Platinum Select® Card

0% APR* on balance transfers and purchases for up to 12 months
No annual fee
Citi® Identity Theft Solutions
$0 liability on unauthorized purchases
Secure, free online account management
Citi® Platinum Select® Card Review
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* Up to 12 Mons.* As low as 8.49%* None* Yes* Good Credit

3. Discover® Motiva(SM) Card

Cash Rewards for your good credit management!*
Get a Pay-On-Time Bonus(SM) equal to a full month's interest every time you make 6 on-time payments in a row -twice a year, every year
5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
Up to 1% Cashback Bonus® on all other purchases
Unlimited cash rewards
Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
Discover® Motiva(SM) Card Review
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
3.9%* Up to 12 Mons.* 10.99%* None* Yes* Excellent Credit

4. Citi® Diamond Preferred® Rewards Card

0% APR* on balance transfers for up to 12 months
5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months; 1 point for every $1 on all other purchases
No annual fee and free rewards program
Citi® Identity Theft Solutions
Price protection program
$0 Liability on unauthorized purchases
Citi® Diamond Preferred® Rewards Card Review
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* Up to 12 Mons.* As low as 10.49%* None* Yes* Excellent Credit

5. Disney Rewards® Visa® Card from Chase

0% Introductory APR for up to 12 Months*
No annual fee
Earn Disney rewards with everyday purchases
0% financing on select Disney vacation packages
No Block out dates
Disney Rewards® Visa® Card from Chase Review
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 12 Months* 10.99%* None* Yes* Excellent Credit

6. AT&T Universal Savings Platinum Card

Up to 10% savings for the first 12 months on AT&T purchases
0% APR* on balance transfers for up to 12 months
No annual fee
Plus AT&T calling benefits: Up to 30 free phone minutes each month; 2 free directory assistance inquiries per month and other wireless benefits
AT&T Universal Savings Platinum Card Review
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* Up to 12 Mons.* As low as 8.99%* None* Yes* Good Credit

7. Discover® Open Road(SM) Card

0% Intro APR for 6 months on purchases, and 12 months on balance transfers
Save at the pump and everywhere else*
5% Cashback Bonus® on gas and auto maintenance purchases
5% to 20% Cashback Bonus® at top online retailers*
Up to 1% Cashback Bonus® on all other purchases
Unlimited cash rewards
Discover® Open Road(SM) Card Review
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* Up to 12 Mons.* 10.99%* None* Yes* Excellent Credit

8. Chase Platinum Visa® Card

0% Intro APR for up to 12 months
The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history
No annual fee
FREE online account access
FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance
Chase Platinum Visa® Card Review
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 12 Months* 10.99%* None* Yes* Good Credit

9. Discover® More(SM) Card - Clear

5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
Up to 1% Cashback Bonus® on all other purchases automatically
Unlimited cash rewards
Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
0% Intro APR for 6 months on purchases, and 12 months on balance transfers
Discover® More(SM) Card - Clear Review
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 12 Months* 10.99%* None* Yes* Good Credit

10. Discover® More(SM) Card

5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
Up to 1% Cashback Bonus® on all other purchases automatically
Unlimited cash rewards
Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
0% Intro APR for 6 months on purchases, and 12 months on balance transfers
Discover® More(SM) Card Review
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 12 Months* 10.99%* None* Yes* Good Credit

More Credit Cards for Balance Transfers >>

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* Please see the credit card online application for details about terms and conditions of each credit card offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuer's web site.
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1. Citi® CashReturns(SM) Card
	Earn a full 1% cash back on every purchase Get a 20% bonus on the cash back earned on all purchases for the first 12 months Checks will be sent automatically every time you earn $50 - no calling necessary 0% APR* on balance transfers for up to 12 months No annual fee Citi® CashReturns(SM) Card Review

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	Up to 12 Mons.*	As low as 9.99%*	None*	Yes*	Good Credit

2. Citi® Platinum Select® Card
	0% APR* on balance transfers and purchases for up to 12 months No annual fee Citi® Identity Theft Solutions $0 liability on unauthorized purchases Secure, free online account management Citi® Platinum Select® Card Review

4. Citi® Diamond Preferred® Rewards Card
	0% APR* on balance transfers for up to 12 months 5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months; 1 point for every $1 on all other purchases No annual fee and free rewards program Citi® Identity Theft Solutions Price protection program $0 Liability on unauthorized purchases Citi® Diamond Preferred® Rewards Card Review

5. Disney Rewards® Visa® Card from Chase
	0% Introductory APR for up to 12 Months* No annual fee Earn Disney rewards with everyday purchases 0% financing on select Disney vacation packages No Block out dates Disney Rewards® Visa® Card from Chase Review

6. AT&T Universal Savings Platinum Card
	Up to 10% savings for the first 12 months on AT&T purchases 0% APR* on balance transfers for up to 12 months No annual fee Plus AT&T calling benefits: Up to 30 free phone minutes each month; 2 free directory assistance inquiries per month and other wireless benefits AT&T Universal Savings Platinum Card Review

7. Discover® Open Road(SM) Card
	0% Intro APR for 6 months on purchases, and 12 months on balance transfers Save at the pump and everywhere else* 5% Cashback Bonus® on gas and auto maintenance purchases 5% to 20% Cashback Bonus® at top online retailers* Up to 1% Cashback Bonus® on all other purchases Unlimited cash rewards Discover® Open Road(SM) Card Review

8. Chase Platinum Visa® Card
	0% Intro APR for up to 12 months The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history No annual fee FREE online account access FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance Chase Platinum Visa® Card Review