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Low Interest Credit Cards

Credit cards with low interest are among the most desirable credit card applications at our site. We present online credit card applications for a variety of low APR credit cards. But the majority of them are applications for credit cards for those with good credit.

Though there are comparatively low interest credit cards for any credit - fair credit cards, credit cards for bad score and credit cards for no credit. The best low interest credit cards are for good credit score. They include credit cards with no annual fee, low fixed rate credit cards, 0% APR balance transfer credit card applications, cash back credit cards and low rate credit cards with rewards of other types.

Low interest credit cards offer either a low introductory APR that change to a higher rate later or to a low, fixed-rate APR. Using this type of card can offer significant savings on interest, especially when you make larger purchases and pay them off before the end of the introductory period.

Please review the credit card offer information below and click on "Apply Now" to learn more or apply for one of the Low Interest Credit Cards by filling out a secure online application.

1. Citi® Platinum Select® Card Editor's Choice
Citi® Platinum Select® Card
Apply for the Citi® Platinum Select® Card Now
  • 0% APR* on balance transfers and purchases for up to 12 months
  • No annual fee
  • Citi® Identity Theft Solutions
  • $0 liability on unauthorized purchases
  • Secure, free online account management
  • Citi® Platinum Select® Card Review
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransferCredit Needed
0%*Up to 12 Mons.*As low as 8.49%*None*Yes*Good Credit

2. Discover® Motiva(SM) Card
Discover® Motiva(SM) Card
Apply for the Discover® Motiva(SM) Card Now
  • Cash Rewards for your good credit management!*
  • Get a Pay-On-Time Bonus(SM) equal to a full month's interest every time you make 6 on-time payments in a row -twice a year, every year
  • 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus® on all other purchases
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
  • Discover® Motiva(SM) Card Review
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransferCredit Needed
3.9%*Up to 12 Mons.*10.99%*None*Yes*Excellent Credit

3. Citi® Diamond Preferred® Card
Citi® Diamond Preferred® Card
Apply for the Citi® Diamond Preferred® Card Now
  • 0% APR* on balance transfers and purchases for up to 12 months
  • Citi® Indentity Theft Solutions
  • $0 liability on unauthorized purchases
  • Secure, free online acount management
  • No annual fee
  • Citi® Diamond Preferred® Card Review
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransferCredit Needed
0%*Up to 12 Mons.*As low as 8.49%*None*Yes*Good Credit

4. Citi® Home Rebate Platinum Select® MasterCard®
Citi® Home Rebate Platinum Select® MasterCard®
Apply for the Citi® Home Rebate Platinum Select® MasterCard® Now
  • Receive 6% rebate on Utilities, Cable/Satellite TV, Internet Connection and Telecommunication for 12 months
  • Receive 1% on all other purchases
  • Rebate automatically applied to your mortgage principal
  • NO CAP or limits on the amount of rebates you can accumulate in a year
  • No annual fee
  • Citi® Home Rebate Platinum Select® MasterCard® Review
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransferCredit Needed
0%*12 Months*9.99%*None*Yes*Excellent Credit

5. Capital One® Platinum
Capital One® Platinum
Apply for the Capital One® Platinum Now
  • Pay down balances faster with a low APR
  • 0% on purchases until December 2008. After that, a variable APR, currently 8.65%
  • Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Savings Zone(SM) on Yahoo! shopping
  • No balance transfer fees
  • Platinum Benefits including extended warranties, travel accident insurance, and 24-hour roadside assistance
  • Capital One® Platinum Review
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransferCredit Needed
0%*Until 12/08*8.65%*$39*Yes*Average Credit

6. Capital One® Platinum Prestige
Capital One® Platinum Prestige
Apply for the Capital One® Platinum Prestige Now
  • 7.9% APR on purchases and balance transfers
  • Your APR will not increase simply because you pay late only once or go over your credit limit
  • No annual fee and no balance transfer fees
  • Capital One® Platinum Prestige Review
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransferCredit Needed
N/A*N/A*7.9%*None*Yes*Excellent Credit

7. Citi® Diamond Preferred® Rewards Card
Citi® Diamond Preferred® Rewards Card
Apply for the Citi® Diamond Preferred® Rewards Card Now
  • 0% APR* on balance transfers for up to 12 months
  • 5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months; 1 point for every $1 on all other purchases
  • No annual fee and free rewards program
  • Citi® Identity Theft Solutions
  • Price protection program
  • $0 Liability on unauthorized purchases
  • Citi® Diamond Preferred® Rewards Card Review
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransferCredit Needed
0%*Up to 12 Mons.*As low as 10.49%*None*Yes*Excellent Credit

8. Discover® Open Road(SM) Card
Discover® Open Road(SM) Card
Apply for the Discover® Open Road(SM) Card Now
  • 0% Intro APR for 6 months on purchases, and 12 months on balance transfers
  • Save at the pump and everywhere else*
  • 5% Cashback Bonus® on gas and auto maintenance purchases
  • 5% to 20% Cashback Bonus® at top online retailers*
  • Up to 1% Cashback Bonus® on all other purchases
  • Unlimited cash rewards
  • Discover® Open Road(SM) Card Review
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransferCredit Needed
0%*Up to 12 Mons.*10.99%*None*Yes*Excellent Credit

9. Clear from American Express®
Clear from American Express®
Apply for the Clear from American Express® Now
  • No fees of any kind. No annual fee, no late fees, no over-limit fees, no balance transfer fees, no cash advance fees
  • 0% intro APR for up to 12 months
  • Automatic Rewards. You'll get an American Express branded shopping card worth $25 delivered straight to your door every time you spend $2,500
  • Pay in full, or carry a balance
  • Express Approval. Get a decision in less than 60 seconds
  • Clear from American Express® Review
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransferCredit Needed
0%*12 Months*As low as 9.99%*None*Yes*Excellent Credit

10. Chase Platinum Visa® Card
Chase Platinum Visa® Card
Apply for the Chase Platinum Visa® Card Now
  • 0% Intro APR for up to 12 months
  • The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history
  • No annual fee
  • FREE online account access
  • FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance
  • Chase Platinum Visa® Card Review
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransferCredit Needed
0%*12 Months*10.99%*None*Yes*Good Credit


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